Why Your Homeowners Insurance Isn’t Enough for Your Wedding – And What to Do Instead
Weddings are beautiful, meaningful, and… unpredictable. Whether you're hosting an intimate micro wedding or a grand celebration, protecting your event with the right insurance matters more than most couples realize. One common mistake? Relying on a homeowner’s insurance policy for coverage.
While it may seem convenient to lean on your existing policy, here’s the truth: homeowners’ insurance often leaves big gaps when it comes to weddings.
The Hidden Risks of Using Homeowners Insurance
It’s easy to assume your homeowner’s policy will cover anything that might go wrong at your event—but most are not designed to protect against the unique risks of a wedding. In fact, homeowner’s insurance typically does NOT cover:
- Property damage caused by a guest to your venue
- Injuries to guests who slip, trip, or fall during the celebration
- Liquor liability if someone leaves your wedding drunk and gets in an accident
Even worse? Filing a wedding-related claim can lead to increased premiums—or even policy cancellation.
Why eWed Insurance is the Better Choice
At eWed, we believe wedding insurance should be simple, affordable, and actually useful. Our Wedding Liability Policies are designed specifically for events and include:
- ZERO deductibles
- Coverage for injuries or property damage caused by you or your guests
- Host liquor liability coverage
- Certificates of insurance instantly available for venue
- Zero impact on your homeowner’s premiums—because we’re not tied to your personal policy
And with pricing that starts at just $119, you can protect your celebration without breaking the bank.
Give Your Homeowners Policy a Break—eWed Has You Covered
Your wedding deserves a policy that understands the unique needs of your day. With eWed Insurance, you can enjoy your event knowing that if the unexpected happens, you’re covered—without risking your home, your premiums, or your peace of mind.
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