Please check your spam or junk folder. If you can’t find your policy documents, kindly email us at info@ewedinsurance.com and we will email you a new copy.
What are the amounts listed under “coverage details” for cancellation insurance?
These amounts are called Sub limits and only apply if the wedding is not canceled or postponed and there is an issue with a particular vendor. For example, if your florist does not show up, that would be under loss of deposit. If you have to cancel or postpone your entire wedding, then you have the fully policy value to use towards …
I don’t see my event type listed on your website?
Don’t worry, we can provide insurance for a whole host of event types. Our ability to automatically issue insurance is limited to the event types listed on our website. If your event type is not listed, click here to download our custom insurance application.
What date should I enter for my “event date” since my wedding takes place over multiple days?
Enter the middle date (your wedding date if having a rehearsal dinner, wedding, and farewell brunch).
My wedding is over a 3-day period – what should I enter for my wedding guest count?
Enter the number of guests you expect on the day of the wedding. An estimate is fine.
I need to make a change to my policy documents (date change, insured name change, venue change, etc.), how do I do that?
Simply email us at info@ewedinsurance.com and we will make the change free of charge, as long as you are not asking for any coverage increase.
My venue has specific language they require on the certificate of liability. How do I do this?
The good news is we have a database of over 25,000 venues across the U.S. and your venue along with their special wording requirements are already known to us. All you need to do is enter your venue’s name on the online application and we will do the rest. If for any reason, your venue requires different wording, just drop …
I need to add my venue as an “additional insured”. Can you please explain that to me?
Your venue is asking to be added (named) as an Additional Insured because if you or any of your guests cause any damage to the venue or an injury at the event, the venue wants to be able to make a claim directly on your insurance policy. This does not cost you anything and allows the venue to go after …
How will I receive my proof of insurance? Will my venue automatically receive their certificate of insurance that is required?
Once you complete your purchase, policy documents (COI’s) are automatically emailed to you. If you requested a COI for your venue, we will also automatically copy them on the email to you.
How quickly after I buy do I get a copy of my insurance?
You will receive your insurance documents in less than 3 minutes.
How do I get a quote? How do I buy insurance?
Visit our homepage and simply click on the Quote & Buy Now button. You will be walked through a simple application that takes less than 3 minutes to complete. You are under no obligation to buy until you enter your credit card number and hit “Submit Payment”. The final step of the process will summarize the quote, show limits and …
What is first party property coverage and is it included?
First party property coverage provides protection for the Insured’s own property and is covered under eWed’s policy. One exception to this is for events at the Insured’s home or other real property owned by the Insured. Damage to the Insured’s property in this situation is not covered under the policy.
Can you explain a waiver of subrogation?
A Waiver of Subrogation is an endorsement to your liability policy that prohibits an insurance company from seeking reimbursement for paid claims from the venue’s insurance policy. You do not need to buy this coverage unless your venue’s contract is requiring you to do so.
What is med exp.?
Med Exp is no fault medical coverage for people (other than yourself) who are injured at your event. Sometimes a guess is injured at an event due to no fault other than their own or it’s simply an accident that no one caused. This is what Med Exp. can cover. If you are responsible for causing the injury, then you …
Does ewed insurance cover wedding gifts?
Yes, wedding gifts that are lost or damaged seven days prior to and seven days after your wedding are covered up to the applicable limit set forth in your policy. There is a limit on cash, checks, and gift cards.
What is host liquor liability coverage?
Host Liquor Liability is included in all our policies for no additional charge and can cover you (the host) if you are sued for a liquor related injury or property damage. This coverage is for individuals and not for people or companies in the business of serving, selling or distributing alcohol. It’s important to remember that whoever is serving the …
I will not be serving any alcohol at my event so I don’t need host liquor liability coverage, can I remove it?
Host Liquor Liability is included with our policies at no additional charge. Keep in mind, if someone sneaks in alcohol you could be liable even though it was not provided by you.
My venue requires insurance for set up and tear down days, is included?
Yes, our Liability insurance covers up to 3 days prior to the event for set up and 2 days after the event for tear down.
Do policies cover covid-19?
No, sorry any illness due to Covid is excluded from coverage.
Do policies cover drones?
No, sorry they are excluded from coverage.
I added my venue as an “additional insured” but the owners are now telling me they also need to be added, how do I do that after I bought?
Easy, simply send an email to info@ewedinsurance.com or can reply to any email you have from us with your Customer ID in the subject line. In the email please let us know the venue owner’s name and we will add them for no additional cost.
My event will most likely end after midnight, will I be covered?
Yes, coverage runs past midnight for events at the same location.
Are we covered if our photographs or wedding video is lost or damaged?
Yes, eWed Insurance’s policy provides coverage if your film or digital images are lost or damaged before you receive them from the photographer. The policy does not cover photographer errors such as blurry, underexposed, or overexposed images.
Does ewed insurance cover special attire purchased for the wedding?
Yes, the policy provides coverage for special attire that is lost, stolen, or damaged before the wedding. Special attire includes the wedding dress, bridal accessories, and tuxedo.
Does ewed insurance provide coverage if the weather forces us to postpone or relocate our event?
Yes, coverage is provided if weather conditions are extreme enough to prevent the honoree or majority of guests from attending your wedding.
Does ewed provide any coverage for honeymoon if we cancel or postpone our wedding for a covered reason?
Yes, Honeymoon expenses are covered. It is important to include the Honeymoon expense in the total budget of your eWed Wedding Cancellation Policy purchase.
Will cancellation insurance cover deposits I made prior to purchasing coverage?
Yes, deposits you have already made can be covered, as long you did not know of a reason for a loss at the time you purchase the insurance.
Will ewed insurance provide coverage if military leave is withdrawn?
Yes, if a honoree is serving full-time, active duty in the armed forces, police, or fire department, and must postpone the wedding due to withdrawal of a previously granted leave eWed Insurance will provide coverage.
What if a honoree or immediate family member falls ill or has an accident before the wedding?
If an accident or illness prevents a honoree or an immediate family member from attending the wedding, eWed Wedding Insurance will provide coverage, as long as illness is not due to a pre-existing medical condition. Excludes Covid-19 related illness.
What if my venue does not accept your insurance?
That is simple, we then provide you with a full refund. Our Liability policies come with a money back guarantee if not accepted by your venue.
What kind of losses are not covered by the policies?
Every type of insurance policy contains certain exclusions to coverage. The most common exclusion in all insurance policies is the exclusion for pre-existing or known conditions. That is, if the condition you are looking to make a claim on existed prior to purchasing the policy, then the condition is excluded from coverage. Cancellation and Postponement exclusions include the following: Covid-19 …
Are weddings and events held outside of the united states covered?
No, insurance coverage is available for only for weddings and events scheduled to take place in the United States. Also, the Insured needs to reside in the United States.
Can I get insurance through my homeowners policy?
You will need to ask your homeowners agent if it’s available. Keep in mind, coverage may be less through eWed and if you have to make a claim, with eWed your homeowners policy premiums won’t go up.
Who is the insurance company for this policy and what is their rating?
Tokio Marine / HCC, which was founded 1879, has over 3,000 employees, and an A.M. Best rating of A++ Superior (highest rating possible).
How do I know ewed is a reputable company?
That is simple, check out our Google Reviews, Verified Reviews, and Press page to see what is being said about us.
Does wedding insurance have a deductible?
No, not a penny!
How close to my wedding or event can I purchase wedding insurance?
eWed Insurance’s wedding cancellation coverage can be purchased up to the day before your wedding. If purchased less than 14 days prior to the wedding date, there are exclusions for cancellation or postponement due to severe weather. eWed Liability Insurance’s wedding liability coverage can be purchased up to one (1) day prior to your event date. Both cancellation and liability coverage …
When should I buy wedding insurance?
It’s a good idea to purchase a policy as soon as you begin paying venue or vendor deposits. Caterers, photographers and other vendors usually require a significant non-refundable deposit up front, with the remainder due by the day of your wedding. Cancellation insurance can be purchased up to 2 years prior the wedding. Most people purchase Cancellation insurance as soon …
What is wedding insurance?
Wedding Insurance and Event Insurance provides you with financial protection in case of unforeseen circumstances turn your special day into a total disaster. There are two types of insurance that cover weddings and events: Cancellation Insurance also known as loss of deposit insurance and Liability Insurance. Click here to learn more.
Why have wedding insurance ? Why is wedding insurance important?
Weddings are expensive and things do go wrong and wedding insurance is the best way to protect yourself against the risk of financial loss or if you are sued for an injury, accident or property damage.
Where can I get wedding insurance?
That’s simple, right here at eWed Insurance.
How do I file a claim?
It’s actually really easy to file a claim with eWed Insurance. You can Simply visit our website and click on the claims button on the bottom of our homepage. We will respond to all claims in a timely manner so there are no delays in processing your claim.
Will an email to info@ewedinsurance.com be answered promptly?
Yes! Typically, in less than 1 hour.
How to choose a wedding insurance company?
When deciding who to purchase wedding insurance from you want to look at the amount of coverage provided, what types of situations are covered and the strength and reputation of both the company selling you the insurance and the insurance company underwriting the coverage. With eWed, you have best in class coverage in all categories.
How much wedding cancellation insurance do I need to purchase for my wedding?
You should purchase coverage for your wedding for the total amount that you will be spending on your wedding. This includes the Rehearsal Dinner, Wedding, Honeymoon and Farewell Brunch.
How much is wedding insurance? How much is event insurance for a wedding? How much is liability insurance for a wedding?
eWed’s liability insurance starts at only $119, and our cancellation insurance starts at $75 for $5,000 in coverage. All insurance has ZERO deductibles. To purchase insurance please click on this link to open an application. You will be walked through the application process which only takes about 3 minutes. After you complete your purchase, all policy documents will automatically be emailed to …
What does wedding insurance cover ? What wedding insurance should I get?
Wedding cancellation insurance protects you from financial loss if you need to postpone or cancel your wedding. Cancellation insurance can reimburse you for lost deposits due to factors like fires, floods, severe weather, accidents, injuries, unemployment, military deployment, vendor now-shows, vendor bankruptcies, etc. Liability insurance protects you from being held financially liable for property damage, medical expenses for bodily injury or …