Cancellation & postponement coverage from $75  ·  Protect every deposit you've put down
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Wedding Cancellation Insurance

Coverage when life changes your plans.

Reimburses you for lost deposits if you must cancel or postpone for an unexpected event beyond your control. Don't be left paying for something you don't get or can't have.

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Coverage from only $75

No matter how carefully you plan, life is unpredictable

A wedding is one of the largest investments most couples ever make — and most of those deposits are non-refundable. Cancellation & Postponement insurance reimburses what you've put down if you cancel or postpone for an unexpected event beyond your control. Coverage also includes lost deposits due to no-show or bankrupt vendors.

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What's covered

Typical Claims

Illness or injury

If you, your partner, or an immediate family member falls seriously ill or is injured and the day must be postponed.

Extreme weather

Hurricanes, blizzards, floods or storms that make it impossible to safely hold or travel to your event.

Vendor no-shows

A key vendor goes out of business or fails to appear — caterer, venue, band, florist or photographer.

Venue damage

A fire, power outage or other damage makes your venue unusable and there's no time to find a replacement.

Military deployment

Sudden revocation of a previously granted leave for a deployment that means the wedding can't go ahead as scheduled.

Death in the immediate family

If a death in the immediate family means the wedding cannot go ahead as planned.

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Good to know

Three things cancellation insurance won't cover

A change of heart

All wedding insurance is based on unforeseen circumstances. Voluntarily calling off the wedding — cold feet, a breakup, or simply changing your mind — is not a covered reason.

Known circumstances

Anything you already knew about when you bought the policy that was likely to cause cancellation — including pandemic-related lockdowns — is an excluded cause of loss.

Pre-existing medical conditions

If you or an immediate family member falls ill and it's related to a pre-existing medical condition — one where medical treatment or advice was sought during the 12 months prior to purchasing the policy — it unfortunately will not be covered.

When to buy

The sooner you buy, the sooner you're protected

The best time to buy cancellation coverage is the moment you start putting down deposits — because that's when you have money at risk.

01
Buy early to protect deposits
Coverage can be purchased as soon as you begin booking vendors and venues.
02
Mind the 14-day weather rule
You need to buy more than 14 days before the event so weather-related losses can be covered — other covered items are not affected if bought less than 14 days before your wedding.
03
Pair it with liability
Many couples add liability coverage so both their deposits and their day are protected.

Liability or cancellation — which do I need?

They protect different things. Many couples buy both.

Liability
Protects your day
Property damage & guest injuries
Required by most venues
From $119 · $0 deductible
Explore liability
Cancellation
Protects your money
Reimburses lost deposits
Illness, weather, vendor failure
From $75 · $0 deductible
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Cancellation FAQ

Your cancellation questions, answered

What does cancellation & postponement insurance reimburse?+

It reimburses the non-refundable deposits and costs you lose if you must cancel or postpone for a covered reason — venue, catering, flowers, attire, rings, gifts, photography and more. There are tens of thousands of possible scenarios, from illness and extreme weather to a vendor going out of business.

How much does it cost?+

Cancellation & Postponement coverage starts at $75, with a $0 deductible. The exact price depends on the total value of the deposits and costs you want to protect.

When should I buy it?+

As soon as you start putting down deposits — that's when your money is first at risk. Note that if you purchase fewer than 14 days before your event, weather-related losses won't be covered, although other covered reasons still are.

Is a change of heart covered?+

No. Wedding insurance covers unforeseen circumstances only. Voluntarily calling off the wedding, and any known or pre-existing circumstances at the time you buy, are not covered.

Do I still need liability insurance?+

They're separate. Cancellation protects your money; liability protects you if there's property damage or a guest injury — and it's what venues require. Many couples buy both for complete peace of mind.

Protect every deposit you've put down.

Cancellation & postponement coverage starts at $75 with a $0 deductible. Get a free quote in minutes.

Get your free quote