Liability policies from $119  ·  Guaranteed to be accepted by your venue or your money back
eWed Insurance
Get a Quote
A couple's first dance under string lights, surrounded by guests
Home  /  Event Liability Insurance
Event & Wedding Liability Insurance

Wedding liability insurance, from $119.

Custom-built to meet your venue's requirements, with your venue named as an Additional Insured and Host Liquor Liability included — all with a zero-dollar deductible.

Get your free quote
Guaranteed accepted by your venue, or your money back.

Even the best-planned day can't prevent every accident

Liability insurance protects you if you or a guest causes property damage to your venue, if you are responsible for an injury at your event, or if a guest leaves drunk and gets into an accident. eWed's policy covers you from the moment set-up begins — through the breakdown of the final celebration.

Reviews

Loved by thousands of couples

5.0
348 Google reviews
What's covered

What liability insurance covers

Three core protections, included in every eWed liability policy.

Property damage

Covers accidental damage to your venue caused by you or your guests — no surprise repair bills.

Guest injury

Protects you if a guest is injured at your event and you're held legally responsible.

Host liquor liability

Included at no extra cost — most homeowner's and renter's policies simply don't offer this coverage.

Coverage

Liability Coverage Breakdown

Coverage
Every policy
from $119
Per occurrence
$1,000,000
General aggregate
$2,000,000
Host Liquor Liability
Venue as Additional Insured
Property Damage (not fire related)
$1,000,000
Damage to Rented Premises (fire)
$300,000
Personal & Advertising Injury
$1,000,000
Products–Completed Operations
$1,000,000
Optional Med Exp options
$10,000 & $20,000
Deductible
$0
The fine print, in plain English

Add-ons you'll only need if your venue asks

Waiver of Subrogation

Prevents your insurance from seeking reimbursement from the venue if a claim is paid where your venue was responsible for the injury or property damage. Only required if your venue asks — add it with one click.

Med Exp

Optional no-fault medical coverage. If a guest is injured and you are not at fault, Med Exp coverage can pay for a guest's medical bills.

Three days of coverage

For weddings, coverage spans rehearsal dinner through farewell brunch — including set-up and breakdown — at up to four venues.

Why not just use my homeowner's policy?

Homeowner's policy
Rarely includes Host Liquor Liability
Can't name your venue as Additional Insured
A claim can raise your premiums
Deductible applies
eWed liability policy
Host Liquor Liability included free
Venue named as Additional Insured
A claim never affects your home premiums
$0 deductible, every time

Types of events we cover

For non-wedding events, coverage is one day and still includes set-up and breakdown.

Weddings Rehearsal Dinners Engagement Parties Bridal Showers Baby Showers Quinceañeras Bar / Bat Mitzvahs Birthday Parties Graduation Parties Anniversaries Retirement Parties Funerals
Liability FAQ

Your liability questions, answered

What does event liability insurance actually cover?+

It protects you if you or a guest causes property damage to your venue, if a guest is injured at your event, or if an intoxicated guest leaves and causes an accident. Coverage is $1,000,000 per occurrence and $2,000,000 aggregate, and includes Host Liquor Liability.

Is it really guaranteed to be accepted by my venue?+

Yes. Our policy is designed to meet venue requirements, names your venue as an Additional Insured, and we email a copy of the certificate directly to your venue. If your venue won't accept it, we'll refund you in full.

How much is liability insurance, and is there a deductible?+

Liability policies start at $119 for $1 million in coverage. Every policy has a $0 deductible for both property damage and injuries — you never pay out of pocket on a covered claim.

When can I buy, and when does coverage start?+

You can purchase any time up to one day before your event. Coverage begins the moment set-up starts at your first event — whether that's the rehearsal dinner or the ceremony — and runs through breakdown of the final celebration. That's three full days for weddings.

Do I need a Waiver of Subrogation?+

Only if your venue specifically requires one. A Waiver of Subrogation makes your insurance the only policy to pay in the event of a covered claim, even if the venue is partially liable. If you need it, you can add it to your eWed policy with a single click.

Get covered in minutes.

Liability policies start at $119 with a $0 deductible — and we'll email the certificate straight to your venue.

Get your free quote