What is wedding insurance


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What is Wedding Insurance?

Wedding insurance provides couples with coverage in case of unforeseen circumstances that could easily turn your special day into a total disaster. Coverage is available for both Cancellation / Postponements (loss of deposit insurance) and Liability (if you are held responsible for an injury or property damage). Wedding insurance can ensure that you are protected in a wide range of scenarios including lost deposits because you have to move the wedding date due to an accident, illness or extreme weather, lost or damaged wedding day photos and videos, replacement of a stolen wedding gown, stolen or damaged gifts, and more

Cancellation Wedding Insurance Coverage

Protect yourself from financial loss if you need to postpone or cancel the event due to unforeseen circumstances including a sudden illness in the immediate family, extreme weather that impedes travel or cause power outage at your venue, as well as unexpected emergencies such as last minute military deployment of the bride or groom.

Non Refundable Vendor Deposits
In case of cancellation or postponement, receive reimbursements for lost deposits already paid to vendors like cake bakers, caterers, musicians or DJs, bridal boutiques and wedding venues that go out of business.

Wedding Gowns, Tuxedos, and Rings
Coverage may include costs to replace, repair or rush alteration for any lost or damaged bridal gown, groom’s tuxedo, or the wedding rings.

Wedding Video/Photo Coverage
You may also be covered if the wedding goes on as planned but the photographer or videographer either did not show up or was unable to deliver the photos and videos as previously arranged.

Loss, Stolen, or Damaged Wedding Gifts
Get reimbursed for wedding gifts that were lost, stolen, or damaged during the wedding.

Wedding Liability Insurance Coverage

Liability insurance is a must since many popular wedding venues now require couples to have liability coverage and host liquor liability insurance. This protects you from being held financially liable for property damage, medical expenses for bodily injury or an alcohol-related accident. Good insurance will also provide three full days of coverage, including your rehearsal dinner, wedding day and post-wedding brunch and may be purchased any time, up to one (1) day before your wedding day.

Micro Weddings Coverage

Special coverage for micro weddings of up to 50 guests are now available with the same coverages as above. Inquire on what package works best for you.

Other Things to Remember about Wedding Insurance

All wedding insurance is based on unforeseen circumstances. Be aware of what qualifies as such. For example, pandemic-related lockdowns are not covered. Neither is a wedding being called off because either the bride or groom changed their mind. And while liability coverage will protect you from damage to equipment rented from your venue, it generally does not cover damage to those rented from an outside company.

The time to get Wedding insurance is the moment you start planning and incurring expenses for your event. There may be some restrictions based on when you purchase cancellation coverage — often if less than 15 days before the event the insurance will not cover weather related losses. Liability coverage on the other hand may be purchased one day prior to the event.

Worry-proof your wedding and walk down the aisle looking ahead to a bright future with confidence that your big day will go on as planned with wedding insurance coverage.

Other Resources

wedding insurance coverage


What is Wedding Insurance?

Wedding insurance provides couples with coverage in case of unforeseen circumstances that could easily turn any event into a total disaster. Coverages are available under Cancellation and Liability which ensure that you are protected in a wide range of scenarios including change to the event due to extreme weather, non refundable vendor deposits, loss or damage of wedding day photos and videos, replacement bridal dress, stolen or damaged gifts, and more.

Cancellation Wedding Insurance Coverage

Protect yourself from financial loss if you need to postpone or cancel the event due to unforeseen circumstances including a sudden illness in the immediate family, extreme weather that impede travel or cause power outage at the venue, as well as unexpected emergencies such as either of the couple being deployed for military service.

Non Refundable Vendor Deposits
In case of cancellation or postponement, receive reimbursements for lost deposits already paid to vendors like bakers, caterers, musicians or DJs, bridal boutiques and wedding venues that go out of business.

Wedding Gowns, Tuxedos, and Rings
Coverage may include costs to replace, repair or rush alteration for any lost or damaged bridal gown, groom’s tuxedo, or the wedding rings.

Wedding Video/Photo Coverage
You may also be covered if the wedding goes on as planned but the photographer or videographer either did not show up or was unable to deliver the photos and videos as previously arranged.

Loss, Stolen, or Damaged Wedding Gifts
Get reimbursed for wedding gifts that were lost, stolen, or damaged during the wedding.

Wedding Liability Insurance Coverage

Since many popular wedding venues are historic or valuable properties, most now require couples to have liability coverage of some kind including host liquor liability insurance. This protects you from being held financially liable for property damage, medical expenses for bodily injury or an alcohol-related accident. This can also provide three full days of coverage, including your rehearsal dinner, wedding day and post-wedding brunch and may be purchased any time, up to one (1) day before your wedding day. Keep in mind that liability coverage is usually limited to a 24- to 48-hour period that ends when the reception is over. Coverage limits may vary by policy, so be sure to read yours so that you know how much your insurance covers.

Micro Weddings Coverage

Special coverage for micro weddings of up to 50 guests are now available with the same coverages as above. Inquire on what package works best for you.

Other Things to Remember about Wedding Insurance

All wedding insurance is based on unforeseen circumstances. Be aware of what qualifies as such. For example, pandemic-related lockdowns are not covered. Neither is a wedding being called off because either the bride or groom changed their mind. And while liability coverage will protect you from damage to equipment rented from your venue, it generally does not cover damage to those rented from an outside company.

The time to get Wedding insurance is the moment you start planning and incurring expenses for your event. Be aware that there may be restrictions on when you can purchase cancellation coverage — often no later than 15 days before the event but no sooner than two years prior. Liability coverage on the other hand may be purchased one day prior to the event.

Worry-proof your wedding and walk down the aisle looking ahead to a bright future with confidence that your big day will go on as planned with eWed Insurance.

Other Resources

wedding insurance coverage


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LIABILITY POLICIES FOR ONLY $119
CANCELLATION POLICIES STARTING AT ONLY $75